0% Balance Transfer Credit Cards | Compare @CreditRaters.com

0% Balance Transfer Credit Cards

Looking for a great deal on your next credit card? Check out the CreditRaters.com credit card comparison table below to quickly and easily find the very best deals on balance transfer credit cards, rewards schemes and bad credit options today.

Aqua Classic

Credit Limit

£250 - £1200

APR

34.9%

Interest

34.95%

Representative Example: The standard interest rate on purchases is 34.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).

Capital One

Credit Limit

£200 - £1500

APR

34.9%

Interest

34.94%

Representative Example: The standard interest rate on purchases is 34.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).

What Are 0% Balance Transfer Credit Cards?

At Creditraters.com, we understand that there’s no one size fits all when it comes to credit cards which is why we compare a range of options on your behalf, including:

In this guide, we’ll start by taking a look at 0% balance transfer credit cards and how you can use them to help reduce your monthly outgoings.

Managing the interest rates on your credit cards are a great way to help significantly reduce the monthly repayments that you’ll need to make. One of the easiest ways to do this is to make sure that you have the right credit cards for your circumstances which is why it’s so important to compare 0% balance transfer credit cards on a regular basis.

Whenever you move your credit card balance from one card to another, this is known as a balance transfer. There are many reasons why you may want to do this such as reducing monthly fees, picking up bonuses that you don’t currently have or, as in this case, wish to reduce your interest rate down to 0%.

Moving to a 0% balance transfer credit card means that you’ll not pay interest on any of the outstanding balance that you move across from your existing provider. What’s more is that you’ll continue to pay zero interest on the balance for a fixed period of time which will depend on the provider and type of card that you choose.

They work in exactly the same way as traditional credit cards in that you’ll have a set credit limit that you’ll need to remain within. Each month, you’ll need to make a payment to either clear the outstanding balance or meet the minimum monthly payment.

How Can I Apply For 0% Balance Transfer Credit Cards?

The first step in finding the very best 0% balance transfer credit cards for your needs is to take a look at the CreditRaters.com comparison table. Here, you’ll be able to access all the information you need to make an informed decision on your next credit card including current and future interest rates, credit limits, fees and further details on the lender themselves.

Once you’ve found a card that you feel meets your requirements, simply apply online and receive an instant decision without the need for lengthy telephone calls or paperwork. If accepted, your 0% balance transfer credit card will be dispatched and, in most cases, will arrive within 10-14 days.

Get a great deal on your next 0% balance transfer credit card today with Creditraters.com and reduce your monthly outgoings in a matter of minutes!