Balance Transfer Credit Cards | Compare @CreditRaters.com

Compare Balance Transfer Credit Cards

Looking for a great new deal on your existing credit cards? Check out the very latest rates, offer and bonuses available on balance transfer credit cards from CreditRaters.com by using the quick comparison table below, and start saving money today.

Aqua Classic

Credit Limit

£250 - £1200

APR

34.9%

Interest

34.95%

Representative Example: The standard interest rate on purchases is 34.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).

Capital One

Credit Limit

£200 - £1500

APR

34.9%

Interest

34.94%

Representative Example: The standard interest rate on purchases is 34.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).

What Are Balance Transfer Credit Cards?

Here, we’ll be focusing on balance transfer credit cards so read on to learn more about how these can be of benefit to you as well as further information on how you can apply today.

Balance transfer credit cards are designed with flexibility in mind, allowing you to seamlessly move an existing balance from one credit card to another.

There are a number of reasons why this proves to be a wise decision for thousands of credit card holders each year, from taking advantage of bigger credit limits and lower interest rates to the benefits of reward schemes and air miles. There are even a number of providers who will reduce your interest rate down to 0% as an incentive to switch lenders.

No matter what the reason, you’ll be able to use your new balance transfer credit card in exactly the same way as your old one, making purchases in store and online as well as being able to withdraw emergency cash when you need it.

You’ll have a fixed credit limit that you will need to stick to, and will repay some or all of the outstanding balance each month on a date that’s convenient to you.

How Can I Apply For Balance Transfer Credit Cards?

Applying for balance transfer credit cards has never been easier and the vast majority of the balance transfer will be taken care of automatically by your new provider. Simply use the Creditraters.com balance transfer comparison table to find a card that you feel is best suited to your circumstances.

Once you’ve applied, you’ll receive an instant online decision based on the information provided in your application. If accepted, you’ll then need to enter your existing credit card details so that the automated transfer can take place between your old and new providers.

You’ll need to sign and return an electronic credit agreement which details your new credit limit, interest rates and any fees, whilst also confirming the dates in the month by which your repayments should be made.

Find the very latest deals, offer and interest rates on balance transfer credit cards today by completing your initial comparison with Creditraters.com and you could have your new card up and running in as little as 7 days!

No matter what the reasons for transferring your existing credit card to another provider, at Creditraters.com we’ll help you to find the very best deal for your individual circumstances by comparing lenders across a wide range of products, including: