Cashback Credit Cards | Compare @CreditRaters.com

Cashback Credit Cards

Looking to get the most out of your credit card spending by receiving fantastic cashback rewards each month? At CreditRaters.com, you can quickly and easily compare the very latest deals on cashback credit cards by using our detailed comparison table below.

Aqua Classic

Credit Limit

£250 - £1200

APR

34.9%

Interest

34.95%

Representative Example: The standard interest rate on purchases is 34.95% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).

Capital One

Credit Limit

£200 - £1500

APR

34.9%

Interest

34.94%

Representative Example: The standard interest rate on purchases is 34.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).

How Do Cashback Credit Cards Work?

Remember, there’s no one size fits all when it comes to credit card spending which is why we search hundreds of different providers to ensure you get the best possible deal. The products we compare include, but are not limited to:

Here, we’ll take a more detailed look at how cashback credit cards work and some examples of the rewards you can expect to receive. 

Using cashback credit cards is a great way to get the most from your monthly credit spending as you’ll benefit from a fantastic range of cashback rewards depending on your usage.

Whilst some credit cards offer 0% interest rates, air miles or zero fees, cashback credit cards reward holders with simple cash payments. The amount that you receive back will depend both on your spending habits and the lender that you’ve chosen.

For example, some cashback credit cards will reward you up to a certain percentage on any monthly spending whilst others will only offer cashback when the card is used for utility bills, petrol or supermarket purchases.

You’ll be able to check out the exact terms and conditions of each cashback credit card by using the Creditraters.com comparison table before you apply to ensure that it meets your existing spending patterns.

As with any existing credit cards that you might have, you’ll be allocated a credit limit that you’ll be expected to remain within and will need to clear either all or part of the outstanding balance each month.

Can I Apply For A CashBack Credit Card With Bad Credit?

Yes! Even if you’ve been turned down elsewhere, there’s nothing to stop you from applying for cashback credit cards with other providers. It’s always best to carry out a detailed comparison first using services such as Creditraters.com as this will help you to narrow down providers who are more likely to say yes.

Making multiple applications to different lenders can have an adverse affect on your credit history so try to stick with those that will give you the best chances of acceptance based on your existing financial circumstances.

Once you’ve got your cashback credit card in place, timely repayments will actually improve your credit score over time meaning that you may be able to access better interest rates and cashback deals in the future.

How Can I Apply For A Cashback Credit Card?

The great news is that you can now apply for your next cashback credit card almost entirely online without the need for lengthy phone calls or paperwork. Simply complete your initial online application form with Creditraters.com and receive an instant online decision. If accepted, you’ll need to electronically sign and return your credit agreement which will include information on your credit limit, rewards and repayments dates.

You’ll receive a brand new card in the post in the coming days along with a copy of your credit agreement, and will be free to start spending on your cashback credit card straight away!