Holiday Loans | Top 10 Loans For Holiday & Vacation - page
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  • Loan Amount
    $100 - $5000
  • Loan Term
    12 Months
  • APR Range
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR. Viva Payday Loans
  • No previous credit history required!
  • Same day funding as quick as 10 minutes!
  • All employment types considered, even military!
  • Loan Amount
    $100 - $2500
  • Loan Term
    12 Months
  • APR Range
  • Fewer qualification requirements
  • Quick and easy application process
  • Loans are unsecured
  • Loan Amount
    $100 - $1000
  • Loan Term
    6 Months
  • APR Range
A $500 loan over a period of 182 days with 13 bi-weekly payments (every 14 days) would have a payment of $89.24 with an APR of 387.92%. Check City
  • Online and in store loans available
  • Payday loans from 1 – 40 days
  • Loans paid within 24 hours of acceptance
  • Loan Amount
    $100 - $1500
  • Loan Term
    12 Months
  • APR Range
Check Into Cash
  • Providing short term loans for more than 25 years
  • Excellent selection of short term loans
  • Outstanding customer service
  • Loan Amount
    $1000 - $35000
  • Loan Term
    72 Months
  • APR Range
    6% - 36%
  • Quick services
  • Reasonable APR
  • Easy-to-use platform

Everyone loves to get away on vacation once in a while, but if you’re not careful the costs can quickly mount up before you even leave the house. Holiday loans are designed to help to both minimise the impact that a financial emergency can have on your trip as well as providing an added spending boost if needed. 

Take a look below at our guide to loans for holidays, what options are available and how you can apply for holiday loans today.

What Holiday Loans Are Available?

Holiday loans are structured in the same way as many of the most common loan types on the market but are specifically designed to fund holiday spending. You’ll be able to borrow a fixed amount of cash for use on any holiday spending with the total amount borrowed either repaid on an upcoming payday or over the number of months that you choose.

Short Term Holiday Loans

If you’re looking for a small financial boost to help with your holiday spending then short term loans including payday loans can be an excellent resource.

Whether there’s a great deal on offer that expires before payday or a last-minute purchase you need to make before you head off, short term holiday loans offer an accessible, convenient solution with the outstanding balance repaid on your next payday.

Instalment Holiday Loans

Instalment loans for holidays are the ideal way to spread out the more expensive costs of your vacation over a longer, more convenient number of months.

Rather than having the pressure of paying back a larger borrowing amount in one hit on your next payday, instalment loans for holidays offer lower monthly repayments without swallowing up your entire paycheck.

What Can Holiday Loans Be Used For?

No matter what type of holiday loan you apply for, you’ll be able to use the funds for a wide variety of vacation spending. Some of the most common uses for holiday loans include, but are not limited to:

You may also decide to use the funds for spending away from your holidays itself, such as on kennels for your pets, travel insurance, visa applications or even childcare.

Am I Eligible For Holiday Loans?

To be eligible for holiday loans you’ll need to make sure that you meet the basic legal qualifying criteria to be accepted for credit in the same way. Each state offers different regulatory limits on loan types, interest rates, and lending amounts but regardless of your residence, you’ll need to make sure you meet at least the following criteria to get loans for holidays:

Depending on the type of holiday loan you’re looking for, you may also need to provide extra paperwork regarding your employment, income, and residency. It’s common that loans for holidays will ask for your social security number and confirmation on any military service you are or may be involved with.

Can I Apply For Holidays With Bad Credit?

Yes! The great news is that there are hundreds of loans for holidays that are designed with bad credit borrowers in mind. If you’ve been refused elsewhere in the past for any type of loan then this won’t automatically exclude you from accessing a holiday loan today.

If you’re struggling to get any credit at all then guarantor loans for holidays may be your only solution. Rather than basing your application for credit on your own credit score, you’ll be able to use someone you know as a guarantor for your application. This will still ensure that you’ll have access to holiday funds when you need them whilst improving your own credit score as you make repayments.

How Can I Apply For Holiday Loans?

Applying for holiday loans has never been easier thanks to the rise of online comparison websites, helping you to get a great deal both when you’re at home or when you’re abroad.

Decide exactly how much you’ll need to borrow and a convenient term over which to repay your loan to compare holiday loans online in minutes. You’ll need to provide some basic information about you and the type of loan you’re looking for, which can include:

If accepted, you’ll also need to electronically sign a credit agreement. This useful document is well worth keeping in a safe place as it will outline all of your repayments, their dates and the terms of your loan.

Loans for holidays can often be deposited into your checking account on the very same day that you apply, leaving you to focus on enjoying a much-deserved vacation!