$1000 Loans | Borrow $1000 + Funded Today - CreditRaters.com page
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  • Loan Amount
    $400 - $50000
  • Loan Term
    24 Months
  • APR Range
    521.43% - 1173.21%
Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24. Honest Loans
  • Submit to borrow up to $50,000!
  • Works with wide range of lenders!
  • Friendly and fast loan broker!
  • Loan Amount
    $500 - $5000
  • Loan Term
    18 Months
  • APR Range
    59% - 160%
Loan Amount $2000, 9 monthly payments of $395,58. Total of payments $3,560.22, APR 160%. OppLoans
  • Get approved today with an easy online loan application!
  • Once approved, receive money in your account as soon as the next business day!
  • Payday loans average an APR of 400%. Compare to maximum 199% APR offered through OppLoans!
  • Loan Amount
    $2600 - $100000
  • Loan Term
    180 Months
  • APR Range
The Loan Exchange
  • Complete an application for free! Applying does not impact your credit score!
  • Select the offer that works best for you and save your offers for up to 30 days!
  • Your funds will be deposited right into your account in as little as one business day!
  • Loan Amount
    $100 - $1500
  • Loan Term
    30 Months
  • APR Range
    214.62% - 611%
Ace Cash Express
  • More than 50 years of experience providing short term loans
  • Wide range of lending products available
  • Excellent customer service record
  • Loan Amount
    $100 - $5000
  • Loan Term
    12 Months
  • APR Range
    143% - 688%
Advance America
  • Lightning quick deposits
  • High acceptance rates
  • Broad range of lending products

When you consider that 69% of Americans have savings of less than $1,000, or no savings at all, it’s easy to see why a small emergency can have a big impact on individuals and families.

From a burst water pipe in the middle of winter to a broken down car on the way to a new job, there are plenty of common life expenses that could be quickly remedied by $1,000 loans.

Let’s take a closer look at how $1,000 loans work and how you can borrow $1,000 today.

I Need $1,000 Now. What Are My Options?

There’s never been a better time for borrowers to quickly and easily access loans in America. You only have to type “I need $1,000 now” into Google to see how many lenders are currently able to assist borrowers in the US market.

As the market grows, so do the lending options available. Take a look below at the most common loans for $1,000 that we serve here at Credit Raters.

Payday Loans

Payday loans for $1,000 or less are incredibly common due to their relatively small size and convenient, one off repayments. They also have some of the highest acceptance rates on the market, making them a great option if you need lightning fast access to cash until payday.

Instalment Loans

If you want to borrow $1,000 but would rather spread these repayments over multiple periods then instalments loans could be the perfect option.

Rather than having to pay back your entire $1,000 loans on payday, you can keep some extra cash back and make lower repayments across a longer term.

Guarantor Loans

If you’re unable to borrow $1,000 due to your own credit history then all is not lost. Guarantor loans are becoming more and more popular for those with a less than perfect credit history.

Rather than trying to take out loans for $1,000 based on your own credit score, somebody you know can stand in on your behalf and guarantee your monthly repayments should you ever be unable to pay.

Am I Eligible To Borrow $1,000?

It goes without saying that our customers come from a range of financial backgrounds and need loans for $1,000 for a wide range of purposes.

Regardless of your circumstances, you’ll need to fulfil some basic legal criteria to be eligible for $1,000 loans in the USA. You’ll need to make sure that you are:

Of course, each individual lender will use their own credit referencing criteria when assessing each application.

How Can I Apply For $1,000 Loans?

Once you’re happy that loans for $1,000 will be suitable to help you through your financial shortfall, it’s time to find the best deal possible to ensure that you don’t over pay.

The great news is Credit Raters is ready to all of the leg work on your behalf, comparing a huge range of lenders which offer loans for $1,000. Simply tell us a little more about you the reason for your loan, and we’ll bring the very latest offers, rates and repayment options straight to your screen.

Choose a lender that you feel best matches your requirements and finalise your application for an instant online decision. If accepted, you may even be eligible for a same day transfer, quickly depositing the funds you need when you need them most.

Get a free, no obligation comparison on $1,000 loans from Credit Raters today.