500 Fast Cash Review | Loans Like 500 Fast Cash | Credit Raters us-lenders
Last updated: 7th Feb 2020

OneClickCash / 500FastCash Review

OneClickCash is a tribally-owned corporation lending financial institution that offers online loan facilities. OneClickCash has recently changed its name to 500FastCash. 

If you need immediate financial assistance, you can get it at 500FastCash. According to 500FastCash, their aim is to offer fast and convenient daily loans to individuals in financial need. 

As for the application process, it’s easy and straightforward and you’ll get it done within a few minutes. Once your loan is approved, you will access it within 24 hours unlike traditional banks and other online lending institutions that can take up to 7 business days to fund a loan.

To find out whether 500FastCash is a suitable lender for your financial needs, here is a comprehensive review of its products and features. Make sure to read to the end. 

How much do 500FastCash Loans Cost? 

Unlike most online lenders that display their loan rates and repayment terms on websites, 500FastCash doesn’t. Instead, the interest rate charged on your loan will depend on a variety of factors including the amount of loan, credit score, and repayment terms among other factors. 

On average, 500FastCash charges APRs of between 400% to 700%. This is the average cost you can expect with online payday loans

If you qualify for a loan with 500FastCash, make sure that you read and the loan agreement before signing. Make sure to look for additional fees such as the origination fee, penalty fee, prepayment fee, and other hidden costs. 

As well, make sure that you understand all the repayment terms. It’s the best way to prepare yourself for the repayment period. 

Key features of the 500FastCash Loans 

The good thing with 500FastCash is that you can access your loan within 24 hours. So, in case of a financial crisis, you can rest assured that 500FastCash got you covered. 

Also, 500FastCash assures you that all the information you provide on their application during application is safe from both physical and online risks. 

As for the repayment options, your loan will be deducted directly from your bank account. If you don’t have the required amount, you can reschedule for an extension. However, rescheduling your due payment will attract additional fees on your loan. In this case, you will be required to sign a new agreement. 

Always make sure that you have enough funds in your account to prevent bank overdrafts, which can accrue bank charges or penalties. However, the good thing is that there are no penalties for paying your loan balance before the due date. 

What are some of the advantages and disadvantages of 500FastCash? 


  • Quick loan funding 
  • Easy online application 
  • No prepayment penalties
  • No paperwork 
  • Legitimate lender
  • Accepts bad credit scores 


  • Higher interest rates
  • Late payments penalties 


How do I qualify for a loan with 500FastCash? 

To be eligible for a loan at 500FastCash, you must meet the basic minimum requirements. You must be 18 years of age or older; you must have a steady source of income; you must have a checking bank account and have a government ID among other factors. However, other factors, such as state regulations, may apply. 

Can I pay my loan early? 

It’s absolutely okay to pay for your loan balance early. 500FastCash doesn’t charge any prepayment fees on loans paid before their due dates. In fact, it saves you money that you could have used on other fees. 

How much do I qualify for? 

You can only know the amount of loan amount you qualify for by submitting an application to 500FastCash. After receiving and reviewing your request, they will inform you about the amount of money you can get. After successfully paying your 1st loan, you can qualify for a higher loan. 

How long does it take for my application to be processed? 

Once you submit your loan application, it takes a few hours for your loan to be processed. In most cases, it only takes about 24 hours for the funds to be deposited into your account. 

What payment methods does 500FastCash accept? 

500FastCash accepts payments such as personal checks, money orders, and debit cards. Once you get the loan offer, you will choose the repayment plan that works best for you. 

Eligibility Criteria

To qualify for a loan with 500FastCash, you must meet the following requirements;

  • Be 18+ years old
  • Be employed for at least 1 month
  • Have a bank checking account 
  • Provide 2 personal references 
  • Not be or have dependents in active duty 

These are just but the minimum requirements. However, it doesn’t mean that you qualify for a loan only because you meet them. 

State Availability

To find out whether 500FastCash extends its services to your state, you can contact the support team. You can as well find this information on their loan application page. 

If your state isn’t eligible for a loan with 500FastCash, you can always find access somewhere else. 

Customer support

A reliable customer support team is the key to a successful business. With 500FastCash, the customer support team is friendly and helpful. Any questions or concerns that you may have about 500FastCash, just contact the customer support and they will reply to you within the shortest time possible. 

Application process

The application process is simple, and you’ll be done within a few minutes. When applying, you may be requested to provide the following details;

  • Full name
  • Valid Email address 
  • Proof of employment/income 
  • Social Security Number 
  • Active checking bank account 


With 500FastCash, your financial crisis will be over in less than 24 hours. From the application process, interest rates, repayment terms to the minimum requirements, everything is reasonably outlined. 

While most lenders require you to have a good credit score to qualify for a loan, it’s not the case with 500FASTCASH. Even if your credit score is bad, you can still be eligible for a loan. And this doesn’t mean that 500FastCash doesn’t operate under the law. 

500FastCash loans are legitimate, trustworthy, and comply with state rules and regulations. As for your safety, you can rest assured your information is safe.