My Inheritance Cash Review | Compare Loan Options | Credit Raters us-lenders
Last updated: 28th Feb 2020

My Inheritance Cash Review

Inheritance is an excellent source of income. But if you were relying on your inheritance to solve certain financial issues and things are getting a little out of hand, then it’s a wise decision to get an inheritance advance. 

An excellent place to seek refuge is at My Inheritance Cash. It offers inheritance cash advance on inheritance that is still in the probate process. The good thing with an inheritance advance is that you don’t pay any interest since it’s not a loan. 

Since the advance isn’t a loan, your credit score doesn’t matter in this particular case. Neither are there any additional fees or charges that you’re required to pay back. If you qualify for a cash advance, My Inheritance Cash will collect the allocated advance and the advance fee directly from your inheritance once the probate is complete. 


Unlike with short-term loans where you focus on the interest rate and repayment terms, with inheritance advances, what you need to worry about is the advance fee. 

With My Inheritance Cash, you can apply for a cash advance of up to 20% of the value of your inheritance. The fees are not payable upfront. Once the probate is complete, the state will pay back the advance and the advance fee – not you. 

The advance fee starts at $2,000 and can be as much as half the value of your inheritance minus $100. It can be that expensive, and that’s why you should only seek this kind of financial help as a last resort. Here is a summary of what to expect;

  • Minimum advance amount – $3,000
  • Maximum advance amount – $100,000
  • Minimum advance fee – $2000

This means that if you get a cash advance worth $5,000, the maximum fee that you can expect is $2,400. The exact advance fee depends on a variety of factors including the risks involved, the value of the inheritance, and how long it takes for the estate to be distributed among other factors. 

Key features 

Besides the high Advance fee, there are plenty of features that you can enjoy with My Inheritance Cash advances offer. 

First, cash advances are interest-free. Thus you aren’t required to pay anything from your pockets. The cash advance will be repaid by the state whenever the probate will be complete. So there are no worries that you may miss a payment because of financial challenges. 

As well, you have access to a large amount of cash advance. My Inheritance Cash offers advances ranging from $3,000 to $100,000 depending on the value of your inheritance. 

As well, the application process is easy, and requirements are not strict like it is with loans. Even if your credit profile is poor, you’ll still be considered eligible for an advanced. 

After approval, the funding is quick. It’s likely to take about 2 to 3 business days to receive the funds. Here are a few pros and cons to expect;


  • No credit check 
  • Quick and easy application process 
  • Quick funding 
  • Large advance amounts – up to $100,000
  • No income required 


  • High advance fee 
  • Not available in all states 


What is the largest advance amount that I can get? 

The max advance amount that you can qualify for is up to ⅓rd of the value of the expected inheritance. The minimum and maximum advance amount you can be eligible for is $3,000 to $100,000. 

Will the probation period be considered? 

Yes, it is considered when evaluating the amount of advance fee that you’re expected to incur. Remember, My Inheritance Cash will repay itself once the Probate is complete, regardless of how long it takes. 

How long does the funding take? 

On average, inheritance advance funding takes place within 2 to 3 days. 

What are the fees associated with an inheritance advance? 

Unlike loans where you have to pay interest and repay the loan amount within a specified period, with inheritance advance, you’ll only be charged an advance fee. However, you are not the one that pays for it. The state funds it after the probate process is complete. 

Eligibility Criteria

To qualify for an inheritance advance with My Inheritance Cash, you must meet the following minimum requirements:

  • Have a qualifying inheritance of up to $15,000 and above
  • Be a U.S permanent resident Orr Citizen 

State Availability

My Inheritance Cash operates under state rules. Therefore, its services are restricted in certain states. To find out if you qualify, you can give them a call. However, you don’t qualify if you live in Ohio, Puerto Rico or Hawaii. As well, residents of New York, Pennsylvania, and California must meet some special filing requirements to qualify for an inheritance advance. 

Customer support

If you have any questions or inquiries, My Inheritance Cash customer support team is the right place to seek help. They are friendly and will respond to you on time. 

Application process

To apply for an inheritance advance, follow the following steps;

Step 1 – Visit My Inheritance Cash website application page and click Apply 

Step 2 – Enter your personal information details and submit the application- 

  • Name 
  • Social Security Number 
  • State details 
  • Phone number 
  • Driver’s license number 

Step 3 – Email or fax the My Inheritance Cash team copies of supporting documentation:

  • Driver License 
  • Social Security Card
  • Will and Death certificate 
  • Petition for Probate ( all other documents if feared by the court) 
  • Inventory and all Appraisals 
  • Snapshot of your Estate’s Assets and Liabilities 
  • Letter/Documents received from the Attorney or Executor 
  • Evidence of Property mortgage, Liens, and Prior Assignments 
  • Sales contract or listing agreement for Real Estate 

Step 4 – wait for the My Inheritance Cash representative to contact you. Once your advance is approved, expect to receive your cash within 2 to 3 days or less. 


My Inheritance Cash is an excellent inheritance advance provider that allows you to access up to 20% of your inheritance value even before it’s distributed. 

However, it’s good to consider the advance fees charged. Make sure you understand how much advance fee you will incur and only sign the agreement once you’re 100 % satisfied with the rates.