Loans Near Me | Local Online Loan Directory 2019 -
Sort by:
State of Residence
  • Loan Amount
    $100 - $5000
  • Loan Term
    30 Months
  • APR Range
  • Loan Amount
    $0 - $30000
  • Loan Term
    30 Months
  • APR Range
  • Loan Amount
    $400 - $50000
  • Loan Term
    24 Months
  • APR Range
    521.43% - 1173.21%
Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24. Honest Loans
  • Submit to borrow up to $50,000!
  • Works with wide range of lenders!
  • Friendly and fast loan broker!
  • Loan Amount
    $500 - $5000
  • Loan Term
    18 Months
  • APR Range
    59% - 160%
Loan Amount $2000, 9 monthly payments of $395,58. Total of payments $3,560.22, APR 160%. OppLoans
  • Get approved today with an easy online loan application!
  • Once approved, receive money in your account as soon as the next business day!
  • Payday loans average an APR of 400%. Compare to maximum 199% APR offered through OppLoans!
  • Loan Amount
    $2600 - $100000
  • Loan Term
    180 Months
  • APR Range
The Loan Exchange
  • Complete an application for free! Applying does not impact your credit score!
  • Select the offer that works best for you and save your offers for up to 30 days!
  • Your funds will be deposited right into your account in as little as one business day!

The online loans market is by far the easiest way to search and apply for loans these days, but it wasn’t that long ago that the dominant forces in the market were bank branches and loan shops.

Today, there are still thousands of loan stores located throughout the United States, offering the face to face application process and service that many people prefer. If you’re completely in the dark over loans and loan types, it can also help to chat to someone about your options, however, they won’t be able to provide you with any formal financial advice.

Read on to learn more about the pros and cons of using loan shops, how you can search for ‘loans near me’ and the documentation you may need to take along with you.

How Do Loan Shops Work?

Loan shops often provide a range of their own financial products to customers through face to face lending. If there’s a loan shop available in your local area, you’ll need to visit their store and discuss the purpose of your loan and financial circumstances with a customer adviser. They’ll draw up a credit agreement and talk you through the amounts you’ll need to repay,

If both parties are happy to proceed you’ll be issued with your loan either by cash, cheque or bank transfer depending on your preference, although certain methods can carry additional charges.

Rather than comparing hundreds of products from across the US market, loan shops will usually have a limited selection of loan types based on their in-house lending criteria. This can make it tricky to get accepted if you don’t meet these eligibility restrictions, so do check their requirements before applying.

Let’s take a quick rundown of the pros and cons of searching for ‘loan stores near me’.


Whilst online lending is, of course, a quicker way to borrow money, searching for ‘loans near me’ and visiting in person does have its benefits.


As with any lending stream, there will always be drawbacks and loan shops are no different.

How Can I Find Loan Stores Near Me?

Many loan shops actually offer their loans online and so it’s well worth getting a comparison from Credit Raters to compare their products with online lenders first. You may find that they can offer everything you need straight away without having to make an appointment or visit them in person. 

If you do decide to venture out then searching for ‘loan stores near me’ in Google or your local search directory is the best way to start. You may also be able to find the closest options to your location by searching for loan shops through any maps app on your mobile.

Can I Apply For Loans Near Me With Bad Credit?

Yes, although you find it much harder to get accepted through an independent loan shop rather than taking out loans online.

Loan shops using very strict criteria when it comes to assessing loan applications. Rather than having the flexibility to apply to multiple lenders or search those who specialise in bad credit loans, loan shops will have one hard and fast eligibility criteria which can make bad credit loans harder to come by.

Although each loan shop offers different products and services, you may be able to use collateral such as jewelry, technology or assets of value to help reduce your lending risk, lower interest rates and improve your chances of acceptance.

However, you’ll need to ensure that you repay your loan on time or you risk losing these items for good.

How Can I Apply For Loans Near Me?

To begin the process of applying for credit through loan stores, you’ll first want to make sure that you’re getting a good rate so pop in to a couple of local branches just to make sure that the interest rates and loan amounts are in the right ballpark.

Ensure that you have plenty of documentation with you to save on future trips. This can include, but isn’t limited to:

You’ll need to provide similar information to that which you’d enter online and a hard credit check will usually be carried out straight away to determine affordability and creditworthiness. If accepted, funds will usually be provided straight away.

pg slot