NetCredit believes that everyone should have access to financial help when they need it, which is why they use a range of different eligibility factors when assessing credit applications.
Instead of basing their decision solely on your credit score, they'll take into account factors such as your income, job stability, residential status and repayment history to form a well rounded picture of your circumstances.
Away from your financial circumstances and creditworthiness, you'll need to fulfil some basic qualifying criteria to be considered. You must:
- Be at least 18 years of age
- Have residency in an eligible state
- Have a US bank account in your name
- Be employed
- Be able to afford your loan repayments
Depending on the type of loan and amount of credit you apply for, you may need to provide additional forms of identification such as photo ID or a bank statement, however the vast majority of applications will be assessed and verified online without needing further checks.