Compare Remortgage Mortgages | Best Deals @CreditRaters.com
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  • Loan Amount
    £125 - £500
  • Loan term
    2 - 3 Months
  • Interest
    292%
  • APR
    1306.21%
£200 loan taken out over 3 Months (83 days). Annual rate of interest 292% fixed. Cost of credit £113.08. Monthly Payments: £104.36, £104.36 and £104.36. Total amount payable: £313.08 THL Direct
  • Loan Amount
    £100 - £1000
  • Loan term
    1 - 5 Months
  • Interest
    292%
  • APR
    1270%
REPRESENTATIVE EXAMPLE: Amount of credit £250.00 for 30 days, Total amount payable £310.00, Interest rate 292% (fixed), Interest £60.00 Piggy Bank
  • Gold Trusted Service on independent rating site Feefo
  • Completely online service
  • Flexible repayments periods of between 7 days and 5 months
  • Part payments accepted during the loan term
  • Loan Amount
    £100 - £700
  • Loan term
    1 - 6 Months
  • Interest
    274%
  • APR
    1079.24%
Amount of credit: £300 over 4 months. Interest: £170.45. Interest rate: 274%pa (fixed). Repay with 4 payments: 1st payment £142.50, 2nd payment £125.63, 3rd payment £109.88, 4th payment £92.44. Total amount payable: £470.45. Representative 1079.24% APR. Creditstar
  • Existing customers borrow up too £700
  • Reputable UK direct lender, delivered over 1 million loans
  • If approved, funds will be sent within 30 minutes
  • All credit considered, must be employed
  • Loan Amount
    £100 - £400
  • Loan term
    5 - 8 Months
  • Interest
    102.4%
  • APR
    433.5%
Representative Example: £200 loan repayable over 33 weeks at £10 per week, Rate of interest 102.4% p.a fixed; Representative 433.5% APR, Total amount payable is £330. Morses Club
  • Loan Amount
    £250 - £1000
  • Loan term
    18 - 18 Months
  • Interest
    205.2%
  • APR
    989.9%
Representative example: If you borrow £400 over 18 months at a flat rate of 205.2% per annum (fixed) with a representative 989.9% APR you will make 18 monthly payments of £90.62, repaying £1,631.16 in total. Simple Fast Loans
  • Repay your loan early and you'll pay less interest
  • Face to face consultations available throughout the UK
  • Receive funds in as little as one hour
  • Convenient repayments that can be made weekly, fortnightly or monthly
  • Loan Amount
    £80 - £800
  • Loan term
    0 - 1 Months
  • Interest
    292%
  • APR
    1281.8%
Total amount of credit £80, duration of the agreement 29 days, rate of interest 292% per annum (fixed), total amount payable (in one repayment) £98.56. Representative 1281.8% APR. 247Moneybox
  • Cash paid into your bank account within 24 hours of acceptance
  • Existing customers can borrow up to £800
  • Simple, easy to understand interest rates and repayments
  • FCA regulated and committed to responsible lending
  • Loan Amount
    £1000 - £15000
  • Loan term
    48 - 60 Months
  • Interest
    20.33%
  • APR
    39.9%
Representative Example: 36 Monthly Repayments, borrowing £5,000. Total Amount Payable: £8,049.60. 39.9% APR Representative. Rate of Interest 20.33%, Fixed Flat Rate. Monthly Repayment: £223.60. TFS Loans
  • Considers bad credit, CCJs, debt consolidation
  • Loan can be paid in hours if approved
  • Award winning trusted guarantor lender
  • Loan Amount
    £500 - £15000
  • Loan term
    12 - 60 Months
  • Interest
    Variable
  • APR
    49.7%
Borrow £4,000 over 36 months. Monthly repayment of £194.78. Total repayable is £7012.08. Interest payable is £3012.08. Fixed APR of 49.7%. Interest rate of 41% per annum. Representative APR 49.7% (fixed). Talk Loans
  • Submit your application to multiple lenders
  • High chance of approval
  • Rates from 29% APR to 69.9% APR
  • Loan Amount
    £3000 - £50000
  • Loan term
    12 - 60 Months
  • Interest
    10.87%
  • APR
    21.8%
GOOD CREDIT SCORE: Loan amount £5000 – 48 monthly payments £129.17 Total cost of credit £1200.16 – Total amount payable £6200.16 – Representative example 12.9% APR. This is a yearly flat rate of interest of 6%. This is a fixed rate.
WhatCredit
  • Low Rate Car Finance Packages
  • Choose The Car From Any UK Dealer
  • Finance For Good & Bad Credit Profiles
  • Same Day Drive Away Car Loan Schemes
  • Flexible Repayment Terms For Your Car Loan
  • Loan Amount
    £3000 - £25000
  • Loan term
    12 - 48 Months
  • Interest
    25%
  • APR
    27.4%
Representative example – Vehicle price £5600.00, annual interest rate 25% (fixed), charge for credit £4200.00 (inc. option to purchase fee of £10.00), total amount payable £9810.00, 36 monthly installments £272.50. Representative APR 27.4% – subject to status. Get Me Car Finance
  • Loan Amount
    £500 - £5000
  • Loan term
    3 - 24 Months
  • Interest
    20%
  • APR
    40.70%
Representative Example: Amount of credit £1000 repayable by 24 monthly repayments of £58.33 at a fixed annual interest rate of 20%, Representative APR 40.7%. Total cost of credit £400. Total amount repayable £1400.  MotorKitty
  • Same day payout available to borrowers
  • Bad credit and CCJs considered
  • The lowest average rates in the UK (Mar 2018)
  • Loans available up to £5,000
  • Loan Amount
    £500 - £10000
  • Loan term
    12 - 60 Months
  • Interest
    40.90%
  • APR
    49.50%
Representative Example: Borrowing £4,000 over 3 years at an interest rate of 40.9%p.a. (fixed), you will repay 36 monthly payments of £194.55. Interest payable £3,003.80. Total repayable £7,003.80. Representative 49.5% APR. TrustTwo
  • Guarantors who are homeowners, tenants or living with parents are considered
  • Funds can be issued within 24 hours of acceptance
  • Improve your credit score by making timely repayments
  • No fees are charged at any point. Ever.
  • Loan Amount
    £500 - £10000
  • Loan term
    12 - 60 Months
  • Interest
    24.20%
  • APR
    47.8%
Representative Example £3000 over 3 years, representative 47.8% APR Fixed. Monthly payment £143.84. Annual interest rate 24.2% Fixed. Interest payable £2178.24 Total payable £5178.24.
1Plus1 Loans
  • Fantastic loan guarantor product to help those with poor credit
  • Loans are flexible and can be used for any purpose
  • Great for parents who want to help children build their credit score
  • Online customer service team that operates 24 hours per day
  • Loan Amount
    £550 - £50000
  • Loan term
    12 - 36 Months
  • Interest
    159.70%
  • APR
    450.5%
If you borrow £850 over 18 months at a flat rate of 132% per annum (fixed) with a representative 450.5% APR you will repay 17 monthly payments of £140.72 and 1 payment of £140.76, repaying £2,533.00 in total. Loans2Go Logbook Loans
  • Use your vehicle as collateral to increase the chance of acceptance
  • Generous and flexible loan terms of 12 – 36 months
  • Retain complete use of your vehicle during the loan
  • A lender with more than 15 years of industry experience
  • Loan Amount
    £250 - £1000
  • Loan term
    4 - 12 Months
  • Interest
    255.50%
  • APR
    839.20%
Representative Example: Borrow: £500 for 6 weeks. Repayment method: One Payment. Interest rate: 255.5%. Total repayment of: £647. Representative: 839.2% APR.
The Money Platform
  • A revolutionary peer to peer lending platform
  • Borrow up to £1,000 over a term of up to 12 weeks
  • Receive funds on the same day that you're approved
Other types of loans

Remortgage Mortgages

Taking on any type of mortgage can be pretty expensive business, so it makes sense for us to regularly review this outgoing to make sure we’re still getting the best deal for our circumstances.

Whilst it’s relatively simple to transfer insurance providers or bank accounts, trying remortgage mortgages is a touch more complex due to the sums of money involved and longevity of typical mortgage terms.

Let’s take a closer look at how you can remortgage mortgages and things to look out for when it comes to making this big financial decision.

Why Remortgage Mortgages?

Remortgaging mortgages is a great way to keep the costs of your mortgage payments down, helping you to clear your debts quicker with a lower monthly outgoing.

Whilst it can be a bit difficult moving from one provider to another, the ebbs and flows of the market mean that all remortgage mortgages can be swapped around if a much better offer is available.

As the market evolves, you may find that it’s better to take on a remortgage with fixed interest rates rather than variable rates, or that your financial situation has changed so that you’d like to make changes to your term.

Remember that you can always use the equity built up in your property to draw cash from should you need security for additional finance in the future.

Things To Consider

If you’ve decided to take on a remortgage mortgage then there are a few big factors you’re going to want to consider.

Firstly, does your existing mortgagee provider charge any fees for repaying the loan early? They’re unlikely to just let you go as a customer free of charge and could potentially charge a hefty fee for switching during the credit agreement.

Secondly, is your remortgage mortgage provider going to offer you a better deal in the long term. Regularly switching providers can be very time consuming and ultimately expensive, so you’ll want to make sure that you’re actually benefitting financially beyond the introductory deal or immediate features.

Finally, can your existing provider offer you a better deal. Rather than immediately switching over to the best remortgage deal you can find, it may be worth seeing if your current lender has a more beneficial option for your circumstances. Staying with your existing provider can make the process far simpler, especially if they have managed to negotiate a better deal with you.