Revolut In-depth Review 2019 | Read BEFORE You Join Today

Revolut is a multi-award winning challenger bank with the sole aim of helping to connect people and business financially around the world. They’ve played a leading role in the growth of mobile app banking and offer a host of features that benefit travellers and homebodies alike.

In this Revolut review, we’ll take a closer look at the Revolut account types, their costs and how they fare against the competition.

Types of Accounts

Revolut accounts come in three different sizes:

  • Standard
  • Premium
  • Metal

Revolut Standard Account

These free of charge bank accounts come with all the basic features you’d expect from your current account with deposits and withdrawals available from the millions of MasterCard and Visa outlets.

You’ll also have the added bonus of being able to exchange 30 different fiat currencies up to £5,000 per month without incurring any hidden charges.

Revolut Premium Account

Upgrade to the first tier of Revolut’s paid account scheme and benefit from features that are ideal for those on the move in a world that feels more connected than ever before.

Global express delivery, overseas medical insurance and LoungeKey Pass access are just some of the great rewards on offer to Revolut Premium Account holders.

Revolut Metal Account

Unlock the fully loaded package of Revolut Metal and get all of the great features of the Premium Account, plus cash back on card spending both inside and outside of Europe. You’ll also have access to a concierge service as well as the exclusive Revolut Metal card, all for a small monthly fee.

Key Features Of Revolut

Revolut are one of the most forward thinking challenger banks out there and have introduced a range of unique features that you can’t find anywhere else, including:

  • Spend in more than 150 currencies at interbank exchange rates
  • Access to the ever-growing cryptocurrency market
  • 1% cash back on all card payments outside of Europe

The features you’ll have access to will depend on the type of Revolut account you have and you can check out the costs of each account below.


Free Revolut bank account are available to everyone, however you’ll need to spend a little each month to unlock the true rewards of this challenger bank.

  • Standard Revolut Account – £0.00 per month
  • Premium Revolut Account – £6.99 per month
  • Metal Revolut Account – £12.99 per month

Remember, if you start out with a standard account then you’ll be able to upgrade for other features at any time.


To qualify for a Revolut account you’ll need to be a legal resident in one of the following countries or jurisdictions:

  • European Economic Area (EEA)
  • United States
  • Canada
  • Australia
  • Singapore
  • Switzerland

If your country isn’t listed then rest assured that plans are afoot to introduce Revolut to new countries in the near future. You’ll still be able to use your Revolut card in any country that accepts Visa or MasterCard payments.

Yes, Revolut was awarded its full European banking licence in December 2018 and offers all the great features of a high street bank and much, much more.

Revolut VS Starling Comparison

It’s all well and good saying how great Revolut are, but how do they stack up against other challenger banks?

Revolut Standard Account Starling Standard Account
Monthly Cash Point Withdrawal Limits Free to withdraw first £200 Free withdrawals throughout the month
Interest rates No interest paid 0.5% AER up to £2,000
Foreign Exchange Rate Used Interbank currency exchange rate MasterCard exchange rate

Revolut Review – Conclusion

Revolut is undoubtedly making huge waves in the banking world thanks to their commitment to delivering one the most inclusive banking services in Europe and beyond. With personal and business banking propositions, Revolut’s three different account types offer huge benefits to travellers with insurances, lounge access and even a concierge service provided.

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