Loans In Los Angeles (LA) | Local Online Loan Directory 2019 - CreditRaters.com page
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  • Loan Amount
    $1000 - $10000
  • Loan Term
    60 Months
  • APR Range
    34% - 155%
Net Credit
  • Personal Loans $1,000 - $10,000
  • Line of Credit up to $3,500
  • 14 States Covered
  • Loan Amount
    $1000 - $5000
  • Loan Term
    48 Months
  • APR Range
    29% – 299%
Loan Now
  • Lightning fast online applications
  • Funds typically deposited within 24 hours of acceptance
  • Repay the balance over multiple months to reduce each repayment
  • Loan Amount
    $100 - $1000
  • Loan Term
    30 Months
  • APR Range
    26.88% - 1303.57%
Amount $200, Finance Charge $35.20, APR: 229.43%, Repayment $235.20 on 30 days Lend Up
  • Loans available within 1 business day of acceptance
  • Multiple repayment options including debit card, MoneyGram and check
  • Clear your outstanding balance early without early repayment charges
  • Loan Amount
    $300 - $750
  • Loan Term
    6 Months
  • APR Range
    190%
Loan Amount $400, 120 days. Total of payments $569.88, APR 190%. Fig Loans
  • 9.7 TrustPilot Score
  • Instalment loans and credit lines
  • Fast acceptance rate
  • Loan Amount
    $100 - $1500
  • Loan Term
    12 Months
  • APR Range
    390%
Check Into Cash
  • Providing short term loans for more than 25 years
  • Excellent selection of short term loans
  • Outstanding customer service
  • Loan Amount
    $100 - $1000
  • Loan Term
    6 Months
  • APR Range
    618%
A $500 loan over a period of 182 days with 13 bi-weekly payments (every 14 days) would have a payment of $89.24 with an APR of 387.92%. Check City
  • Online and in store loans available
  • Payday loans from 1 – 40 days
  • Loans paid within 24 hours of acceptance
  • Loan Amount
    $1 - $2400
  • Loan Term
    35 Months
  • APR Range
    90% - 805%
Cash Net USA
  • Multiple products to choose from
  • Quick and easy online application
  • Instant decision and same day cash transfer available
  • Loan Amount
    $100 - $500
  • Loan Term
    24 Months
  • APR Range
    150% - 450%
24-month installment loan of $2,501 would require 24 monthly installments of $400.39 per month, which totals $9,609.36 when all is said and done. Cash Central
  • Competitively priced against similar short term loans
  • Confidential online service
  • Get a decision in seconds and funds in minutes (if accepted by 7.45pm EST Mon - Thur)
  • Loan Amount
    $100 - $2500
  • Loan Term
    9 Months
  • APR Range
    471% - 841%
Blue Trust Loans
  • A higher maximum borrowing limit of up to $2,500
  • Longer repayment periods of up to 10 months
  • Reduced fees of up to $16.00 per $100 borrowed
  • Loan Amount
    $200 - $1500
  • Loan Term
    18 Months
  • APR Range
    35% - 600%
Repay $1,000 over 13 bi-weekly payments at an APR of 344.85%, this would be made up of 12 payments of $175.95 and a final one off repayment of $175.08 upon completion. Big Picture Loans
  • Tribal status means they're able to offer their own lending terms without state restrictions
  • 91% of accepted applications paid within 24 hours
  • Customer service team available 24/7
  • Loan Amount
    $500 - $5000
  • Loan Term
    36 Months
  • APR Range
    187% - 412%
Borrow $2,000 for 12 months with a 19.9% representative APR and a monthly repayment of $183.63. Total repayment will be $2,203.56 Bad Credit Loans
  • Able to assist borrowers from all credit backgrounds
  • Loans are unsecured meaning none of your assets are at risk
  • Accepted loans typically deposited within 24 hours
  • Loan Amount
    $50 - $4000
  • Loan Term
    18 Months
  • APR Range
    400% - 521%
AmeriCash
  • Excellent customer service track record
  • Lightning fast online application
  • High acceptance rates
  • Loan Amount
    $100 - $5000
  • Loan Term
    12 Months
  • APR Range
    143% - 688%
Advance America
  • Lightning quick deposits
  • High acceptance rates
  • Broad range of lending products
  • Loan Amount
    $100 - $1500
  • Loan Term
    30 Months
  • APR Range
    214.62% - 611%
Ace Cash Express
  • More than 50 years of experience providing short term loans
  • Wide range of lending products available
  • Excellent customer service record
  • Loan Amount
    $2600 - $100000
  • Loan Term
    180 Months
  • APR Range
    13.33%
The Loan Exchange
  • Complete an application for free! Applying does not impact your credit score!
  • Select the offer that works best for you and save your offers for up to 30 days!
  • Your funds will be deposited right into your account in as little as one business day!
  • Loan Amount
    $500 - $5000
  • Loan Term
    18 Months
  • APR Range
    59% - 160%
Loan Amount $2000, 9 monthly payments of $395,58. Total of payments $3,560.22, APR 160%. OppLoans
  • Get approved today with an easy online loan application!
  • Once approved, receive money in your account as soon as the next business day!
  • Payday loans average an APR of 400%. Compare to maximum 199% APR offered through OppLoans!
  • Loan Amount
    $400 - $50000
  • Loan Term
    24 Months
  • APR Range
    521.43% - 1173.21%
Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24. Honest Loans
  • Submit to borrow up to $50,000!
  • Works with wide range of lenders!
  • Friendly and fast loan broker!
  • Loan Amount
    $100 - $5000
  • Loan Term
    6 Months
  • APR Range
    18.23%
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR. Credit Clock
  • Same day credit available!
  • Lends to most states in America!
  • Repay your loan early anytime!
  • Loan Amount
    $100 - $5000
  • Loan Term
    12 Months
  • APR Range
    18.23%
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR. Money Lender Squad
  • New 2019 American loan broker!
  • Access over 30 lenders in 1 application!
  • Low APR rates and cheap monthly installments!
  • Loan Amount
    $100 - $5000
  • Loan Term
    12 Months
  • APR Range
    18.23%
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR. Viva PaydayLoans
  • No previous credit history required!
  • Same day funding as quick as 10 minutes!
  • All employment types considered, even military!

If you’re forever searching for ‘loans near me in Los Angeles’ then the good news is that Credit Raters can help. We work with lenders from across the US market to help providers customers in LA with the most competitive personal loan rates on the market.

Read on to learn more about how we can help you to find the perfect loans in Los Angeles for your circumstances.

What Loans In Los Angeles Are Available?

There is a huge range of loans in LA available to California residents to help tackle any financial emergency that life throws your way.

Even better news for borrowers is that there are now more lenders in the market than ever before, helping to keep costs competitive no matter whether you’re applying online or searching for local loan shops Los Angeles wide.

Some of the most popular Los Angeles loans are available right here at Credit Raters with personalised comparisons available in seconds. Here’s a closer look at how they work.

Payday Loans In Los Angeles

Payday loans are amongst the most common loan types available in the US today. Apply today for an emergency lump sum which you won’t need to repay until your next payday.

There’s a common misconception that payday loans are very expensive. Whilst it’s true that they have high levels of interest, they are only taken out for a few days or weeks rather than months or years, meaning that only a few dollars extra are repaid for every $100 borrowed.

Let’s take a closer look at how borrowing compares across the states:

State

Payday loans issued

Average Loans Per Customer

Average APR

California

12.3m

6.5

366%

Texas

6.2m

5

410%

Michigan

7m

4.2

390%

Ohio

8.4m

5.4

591%

Auto Loans In LA

Looking for a new or replacement vehicle but can’t afford the large upfront fees? Taking out auto loans in Los Angeles is a great way to spread the cost of your vehicle purchase over a convenient number of months.

When you apply for your auto loan, many providers will also allow you to borrow above the purchase amount to cover additional costs that are typically involved with a vehicle purchase.

Instalment Loans In Los Angeles

If you’d prefer not to repay your entire loan amount on payday and it would be more comfortable for you to split the balance over a longer-term then instalment loans in LA could be the ideal solution.

You’ll have the freedom to choose a number of months that makes your repayments affordable, putting you in complete control of your monthly budget. As with payday loans, they still carry high rates of acceptance meaning that you’ve got a great chance of having a credit facility in place within just 24 hours.

What Can Loans In LA Be Used For?

Whether you’re shopping around for personal loans, payday loans or instalment loans in Los Angeles, the funds you receive can be used for any purpose. Some of the most common uses of our short term loans include:

Of course, you may just need some extra cash to see you through until the end of the month or to settle other unexpected bills. Whatever the reason, if you apply online for loans in Los Angeles there’s every chance that funds could be with on the same day you’re accepted.

Should I Get Apply Online Or At Loan Shops In Los Angeles?

Using comparison sites online is a quicker, easier and most cost-effective way to take out loans today, although there are a couple of advantages to using loan shops in Los Angeles instead.

Pros

Cons

Due to the tight acceptance terms, you may be required to use assets of value as a deposit or as security on your loan. If you’re unable to make your repayments then this could put this asset at risk.

How Can I Find Loans Near Me In Los Angeles?

The quickest and easiest way to find loans in LA is to start your search with a Credit Raters comparison. We’ll search a huge selection of America’s leading lenders on your behalf, with some of these providing loans in Los Angeles as well as online.

If you’d rather save yourself the hassle of a trip into the city then you can go ahead and apply online in a matter of minutes. You’ll receive an instant online decision and will usually have access to your funds within 24 hours.

Alternatively, if you’d rather apply for your loan in person then you’ll need to find a branch in your local area and visit them during their opening hours. Don’t forget to take plenty of paperwork along with you such as identification and address verification, as well as recent payslips and bank statements.

If you’re accepted for loans in Los Angeles then funds will be either credited to your checking account, issued as a check or paid in cash.