Quick Loans | Top 10 Quickest Loans Funded In Minutes - CreditRaters.com page
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  • Loan Amount
    $1000 - $10000
  • Loan Term
    60 Months
  • APR Range
    34% - 155%
Net Credit
  • Personal Loans $1,000 - $10,000
  • Line of Credit up to $3,500
  • 14 States Covered
  • Loan Amount
    $1000 - $5000
  • Loan Term
    48 Months
  • APR Range
    29% – 299%
Loan Now
  • Lightning fast online applications
  • Funds typically deposited within 24 hours of acceptance
  • Repay the balance over multiple months to reduce each repayment
  • Loan Amount
    $100 - $1000
  • Loan Term
    30 Months
  • APR Range
    26.88% - 1303.57%
Amount $200, Finance Charge $35.20, APR: 229.43%, Repayment $235.20 on 30 days Lend Up
  • Loans available within 1 business day of acceptance
  • Multiple repayment options including debit card, MoneyGram and check
  • Clear your outstanding balance early without early repayment charges
  • Loan Amount
    $300 - $750
  • Loan Term
    6 Months
  • APR Range
    190%
Loan Amount $400, 120 days. Total of payments $569.88, APR 190%. Fig Loans
  • 9.7 TrustPilot Score
  • Instalment loans and credit lines
  • Fast acceptance rate
  • Loan Amount
    $100 - $1500
  • Loan Term
    12 Months
  • APR Range
    390%
Check Into Cash
  • Providing short term loans for more than 25 years
  • Excellent selection of short term loans
  • Outstanding customer service
  • Loan Amount
    $100 - $1000
  • Loan Term
    6 Months
  • APR Range
    618%
A $500 loan over a period of 182 days with 13 bi-weekly payments (every 14 days) would have a payment of $89.24 with an APR of 387.92%. Check City
  • Online and in store loans available
  • Payday loans from 1 – 40 days
  • Loans paid within 24 hours of acceptance
  • Loan Amount
    $1 - $2400
  • Loan Term
    35 Months
  • APR Range
    90% - 805%
Cash Net USA
  • Multiple products to choose from
  • Quick and easy online application
  • Instant decision and same day cash transfer available
  • Loan Amount
    $100 - $500
  • Loan Term
    24 Months
  • APR Range
    150% - 450%
24-month installment loan of $2,501 would require 24 monthly installments of $400.39 per month, which totals $9,609.36 when all is said and done. Cash Central
  • Competitively priced against similar short term loans
  • Confidential online service
  • Get a decision in seconds and funds in minutes (if accepted by 7.45pm EST Mon - Thur)
  • Loan Amount
    $100 - $2500
  • Loan Term
    9 Months
  • APR Range
    471% - 841%
Blue Trust Loans
  • A higher maximum borrowing limit of up to $2,500
  • Longer repayment periods of up to 10 months
  • Reduced fees of up to $16.00 per $100 borrowed
  • Loan Amount
    $200 - $1500
  • Loan Term
    18 Months
  • APR Range
    35% - 600%
Repay $1,000 over 13 bi-weekly payments at an APR of 344.85%, this would be made up of 12 payments of $175.95 and a final one off repayment of $175.08 upon completion. Big Picture Loans
  • Tribal status means they're able to offer their own lending terms without state restrictions
  • 91% of accepted applications paid within 24 hours
  • Customer service team available 24/7
  • Loan Amount
    $500 - $5000
  • Loan Term
    36 Months
  • APR Range
    187% - 412%
Borrow $2,000 for 12 months with a 19.9% representative APR and a monthly repayment of $183.63. Total repayment will be $2,203.56 Bad Credit Loans
  • Able to assist borrowers from all credit backgrounds
  • Loans are unsecured meaning none of your assets are at risk
  • Accepted loans typically deposited within 24 hours
  • Loan Amount
    $50 - $4000
  • Loan Term
    18 Months
  • APR Range
    400% - 521%
AmeriCash
  • Excellent customer service track record
  • Lightning fast online application
  • High acceptance rates
  • Loan Amount
    $100 - $5000
  • Loan Term
    12 Months
  • APR Range
    143% - 688%
Advance America
  • Lightning quick deposits
  • High acceptance rates
  • Broad range of lending products
  • Loan Amount
    $100 - $1500
  • Loan Term
    30 Months
  • APR Range
    214.62% - 611%
Ace Cash Express
  • More than 50 years of experience providing short term loans
  • Wide range of lending products available
  • Excellent customer service record
  • Loan Amount
    $2600 - $100000
  • Loan Term
    180 Months
  • APR Range
    13.33%
The Loan Exchange
  • Complete an application for free! Applying does not impact your credit score!
  • Select the offer that works best for you and save your offers for up to 30 days!
  • Your funds will be deposited right into your account in as little as one business day!
  • Loan Amount
    $500 - $5000
  • Loan Term
    18 Months
  • APR Range
    59% - 160%
Loan Amount $2000, 9 monthly payments of $395,58. Total of payments $3,560.22, APR 160%. OppLoans
  • Get approved today with an easy online loan application!
  • Once approved, receive money in your account as soon as the next business day!
  • Payday loans average an APR of 400%. Compare to maximum 199% APR offered through OppLoans!
  • Loan Amount
    $400 - $50000
  • Loan Term
    24 Months
  • APR Range
    521.43% - 1173.21%
Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24. Honest Loans
  • Submit to borrow up to $50,000!
  • Works with wide range of lenders!
  • Friendly and fast loan broker!
  • Loan Amount
    $100 - $5000
  • Loan Term
    6 Months
  • APR Range
    18.23%
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR. Credit Clock
  • Same day credit available!
  • Lends to most states in America!
  • Repay your loan early anytime!
  • Loan Amount
    $100 - $5000
  • Loan Term
    12 Months
  • APR Range
    18.23%
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR. Money Lender Squad
  • New 2019 American loan broker!
  • Access over 30 lenders in 1 application!
  • Low APR rates and cheap monthly installments!
  • Loan Amount
    $100 - $5000
  • Loan Term
    12 Months
  • APR Range
    18.23%
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR. Viva PaydayLoans
  • No previous credit history required!
  • Same day funding as quick as 10 minutes!
  • All employment types considered, even military!

There are few things worse than being caught short financially in an emergency. Having to wait weeks for a traditional credit application to go through without any guarantees of being accepted is far from ideal if you need loans now.

Fortunately, these long, drawn-out applications are now a thing of the past thanks to the huge range of lightning-quick loans that are now available to US borrowers. Most of today’s leading lenders can assess each application immediately online with some able to issue payments on the very same day that you’re accepted.

Read on to learn more about how quick loans work, their benefits and how you can get your loans paid today.

What Are Quick Loans?

There’s never been a better time to look for quick loans online with so many lenders on the market, all competing for your business. The term ‘quick loans’ is the umbrella term used to describe a number of different loans that are focused on getting funds into your checking out as fast as possible.

Choosing the right loan can make a big difference to the overall amount that you’ll ultimately repay, but what options are available?

Payday Loans

If you want loans paid quick then payday lenders have an excellent reputation for integrating lightning-fast application forms that you can complete in just a couple of minutes. Most offer an instant online decision with loans paid today or up to 24 hours after acceptance.

These loans are ideal to help see you through an unexpected financial shortfall or tide you over until your next payday. With just one repayment to make and funds available immediately, these amongst the quickest loans on the market.

Instalment Loans 

Instalment loans are another one of the most popular quick loans available. They offer a similar application and online acceptance process to payday loans, except rather than having to pay off your entire balance on your next payday, you can instead spread these payments over a few months.

It really does come down to affordability, the amount you wish to borrow and how much you feel is a comfortable monthly repayment for your circumstances.

Loan Type

Typical Number Of Repayments

Speed Of Deposit

Payday Quick Loans

1 – 3

Same day transfer

Instalment Quick Loans

3-6

Up to 24 hours from acceptance

Can I Get Loans Paid Today?

Yes! Many US lenders are able to transfer funds to you on the same day you apply.

Each lender has its own systems in place when it comes to releasing the money to successful applicants. If it’s essential that your loans paid today, it’s well worth checking the latest application times that are accepted for same-day payments with each lender.

It’s also important to remember that whilst lenders strive to issue loans as quickly as they can, additional verification and affordability checks may need to be carried out before confirming your application. You can help to speed up this process by ensuring that you’ve got all of the necessary information to hand before you apply such as:

For loans paid today you may also need to provide a copy of your photographic ID or a recent utility bill, so dig these out and keep them nearby.

Are Quick Loans Expensive?

No. Just because you need loans paid quick doesn’t mean that you’ll have to pay a premium for this service.

Same day payouts are a key selling point for many of today’s leading lenders and the quicker the faster they can get loans paid quick, the happier their customers will be! However, you shouldn’t assume that all lenders follow this model, although any additional fees charged will be clearly explained as part of your loan offer.

Most quick loans are usually issued on a short term basis which means that whilst they have higher interest rates, the overall amount of interest paid is relatively small.

What Are The Pros And Cons Of Quick Loans?

As with any loan types, there’s no one size fits all when it comes to quick loans. Take a look at our pros and cons below to give yourself a better idea as to whether is loan is suitable for you.

Pros

Cons

Can I Get Loans Paid Today With Bad Credit?

Yes. There are hundreds of providers ready to say yes to your same day loans application even if you’ve had problems with credit in the past.

A low credit score shouldn’t stop you from having access to credit, as long as you can comfortably afford your repayments. If additional proof of affordability is needed this could increase the time it takes for your loan to be approved and deposited.

How Can Credit Raters Help Me To Find Loans Paid Today?

At Credit Raters, we can help you to compare a huge range of lenders, each specialising in different areas of the market, including loans paid today.

Simply choose how much you’d like to borrow and a comfortable repayment term, and we’ll compare hundreds of lenders from across the US market to help find you the most suitable quick loans for your needs.

Check out the latest indicative rates from across the USA and compare interest rates, repayments, different repayment terms and credit limits in one easy to use personalised table. Delve into the details of each lender to find out how quickly you’re likely to receive your funds and your state’s eligibility.

If you want loans paid quick then the good news is that the online application forms take just a few short minutes after completing some final information about your personal and financial circumstances. If accepted, the process of transferring funds to your checking account will begin immediately and is typically deposited within 24 hours.

When Will My Repayments Start?

The date of your first repayment will depend on the type of loan you’ve chosen. If you’re ever in doubt about when you need to repay your loan, either contact the lender directly or refer to your credit agreement.

Before you confirm your loan you’ll need to electronically sign this credit agreement which will also be e-mailed or posted to you depending on your preference. This important document contains a lot of useful information regarding your loan including:

It will also explain your cancellation rights, any cooling off period attached to the loan and fees for certain credit-based products.

Apply for quick loans today with Credit Raters and get access to the funds you need faster than ever before.