Same Day Loans | Borrow $100 - $5000 Paid Today - CreditRaters.com page
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  • Loan Amount
    $1000 - $10000
  • Loan Term
    60 Months
  • APR Range
    34% - 155%
Net Credit
  • Personal Loans $1,000 - $10,000
  • Line of Credit up to $3,500
  • 14 States Covered
  • Loan Amount
    $1000 - $5000
  • Loan Term
    48 Months
  • APR Range
    29% – 299%
Loan Now
  • Lightning fast online applications
  • Funds typically deposited within 24 hours of acceptance
  • Repay the balance over multiple months to reduce each repayment
  • Loan Amount
    $100 - $1000
  • Loan Term
    30 Months
  • APR Range
    26.88% - 1303.57%
Amount $200, Finance Charge $35.20, APR: 229.43%, Repayment $235.20 on 30 days Lend Up
  • Loans available within 1 business day of acceptance
  • Multiple repayment options including debit card, MoneyGram and check
  • Clear your outstanding balance early without early repayment charges
  • Loan Amount
    $300 - $750
  • Loan Term
    6 Months
  • APR Range
    190%
Loan Amount $400, 120 days. Total of payments $569.88, APR 190%. Fig Loans
  • 9.7 TrustPilot Score
  • Instalment loans and credit lines
  • Fast acceptance rate
  • Loan Amount
    $100 - $1500
  • Loan Term
    12 Months
  • APR Range
    390%
Check Into Cash
  • Providing short term loans for more than 25 years
  • Excellent selection of short term loans
  • Outstanding customer service
  • Loan Amount
    $100 - $1000
  • Loan Term
    6 Months
  • APR Range
    618%
A $500 loan over a period of 182 days with 13 bi-weekly payments (every 14 days) would have a payment of $89.24 with an APR of 387.92%. Check City
  • Online and in store loans available
  • Payday loans from 1 – 40 days
  • Loans paid within 24 hours of acceptance
  • Loan Amount
    $1 - $2400
  • Loan Term
    35 Months
  • APR Range
    90% - 805%
Cash Net USA
  • Multiple products to choose from
  • Quick and easy online application
  • Instant decision and same day cash transfer available
  • Loan Amount
    $100 - $500
  • Loan Term
    24 Months
  • APR Range
    150% - 450%
24-month installment loan of $2,501 would require 24 monthly installments of $400.39 per month, which totals $9,609.36 when all is said and done. Cash Central
  • Competitively priced against similar short term loans
  • Confidential online service
  • Get a decision in seconds and funds in minutes (if accepted by 7.45pm EST Mon - Thur)
  • Loan Amount
    $100 - $2500
  • Loan Term
    9 Months
  • APR Range
    471% - 841%
Blue Trust Loans
  • A higher maximum borrowing limit of up to $2,500
  • Longer repayment periods of up to 10 months
  • Reduced fees of up to $16.00 per $100 borrowed
  • Loan Amount
    $200 - $1500
  • Loan Term
    18 Months
  • APR Range
    35% - 600%
Repay $1,000 over 13 bi-weekly payments at an APR of 344.85%, this would be made up of 12 payments of $175.95 and a final one off repayment of $175.08 upon completion. Big Picture Loans
  • Tribal status means they're able to offer their own lending terms without state restrictions
  • 91% of accepted applications paid within 24 hours
  • Customer service team available 24/7
  • Loan Amount
    $500 - $5000
  • Loan Term
    36 Months
  • APR Range
    187% - 412%
Borrow $2,000 for 12 months with a 19.9% representative APR and a monthly repayment of $183.63. Total repayment will be $2,203.56 Bad Credit Loans
  • Able to assist borrowers from all credit backgrounds
  • Loans are unsecured meaning none of your assets are at risk
  • Accepted loans typically deposited within 24 hours
  • Loan Amount
    $50 - $4000
  • Loan Term
    18 Months
  • APR Range
    400% - 521%
AmeriCash
  • Excellent customer service track record
  • Lightning fast online application
  • High acceptance rates
  • Loan Amount
    $100 - $5000
  • Loan Term
    12 Months
  • APR Range
    143% - 688%
Advance America
  • Lightning quick deposits
  • High acceptance rates
  • Broad range of lending products
  • Loan Amount
    $100 - $1500
  • Loan Term
    30 Months
  • APR Range
    214.62% - 611%
Ace Cash Express
  • More than 50 years of experience providing short term loans
  • Wide range of lending products available
  • Excellent customer service record
  • Loan Amount
    $2600 - $100000
  • Loan Term
    180 Months
  • APR Range
    13.33%
The Loan Exchange
  • Complete an application for free! Applying does not impact your credit score!
  • Select the offer that works best for you and save your offers for up to 30 days!
  • Your funds will be deposited right into your account in as little as one business day!
  • Loan Amount
    $500 - $5000
  • Loan Term
    18 Months
  • APR Range
    59% - 160%
Loan Amount $2000, 9 monthly payments of $395,58. Total of payments $3,560.22, APR 160%. OppLoans
  • Get approved today with an easy online loan application!
  • Once approved, receive money in your account as soon as the next business day!
  • Payday loans average an APR of 400%. Compare to maximum 199% APR offered through OppLoans!
  • Loan Amount
    $400 - $50000
  • Loan Term
    24 Months
  • APR Range
    521.43% - 1173.21%
Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24. Honest Loans
  • Submit to borrow up to $50,000!
  • Works with wide range of lenders!
  • Friendly and fast loan broker!
  • Loan Amount
    $100 - $5000
  • Loan Term
    6 Months
  • APR Range
    18.23%
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR. Credit Clock
  • Same day credit available!
  • Lends to most states in America!
  • Repay your loan early anytime!
  • Loan Amount
    $100 - $5000
  • Loan Term
    12 Months
  • APR Range
    18.23%
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR. Money Lender Squad
  • New 2019 American loan broker!
  • Access over 30 lenders in 1 application!
  • Low APR rates and cheap monthly installments!
  • Loan Amount
    $100 - $5000
  • Loan Term
    12 Months
  • APR Range
    18.23%
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR. Viva PaydayLoans
  • No previous credit history required!
  • Same day funding as quick as 10 minutes!
  • All employment types considered, even military!

Waking up in the morning to a car that won’t start, a burst water pipe flooding your kitchen or unexpected bills on your doorstep is a bad start to the day at the best of times. Trying to overcome these issues without the necessary cash to hand only adds to the stress.

Fortunately, same day loans are available to help you overcome these unavoidable day to day emergencies. Simply choose how much you’d like to borrow and the term over which you’d like to repay your outstanding balance, and Credit Raters will compare loans paid today in seconds.

Same Day Loans For Any Situation

There are literally thousands of reasons why you might suddenly need access to cash and the good news is that same day loans can be used for any personal costs. The most common reasons that our customers tend to need loans paid same day include:

Remember – you should only use same day loans for emergency expenses rather than long term borrowing or for luxury purchases.

What Same Day Loans Are Available?

More and more lenders are now introducing same day payments as they realise the importance of deposit speed to borrowers. There’s nothing worse than having a problem that can’t be tackled until funds to arrive.

 Here’s a look at the most common same day loans that our customers apply for.

Same Day Loans Type

Typical Deposit Speed

Typical Loan Duration

Payday Loans

Up to 24 hours

1 month

Instalment Loans

Up to 24 hours

3-6 months

Personal Loans

24 – 48 hours

3-24 months


Payday Loans – Same Day Transfer

Payday loans are renowned for delivering cash to your checking account in record time, transferring emergency funds to your bank account on the very same day that you’re accepted.

Choose from loans starting at just $100 up to $1,000 (see state availability below) and select your next pay date on which you’ll be able to repay your loan. These loans are typically paid back in full on your next pay date, however some lenders will allow to extend this to two or three months

The interest rates on payday loans can appear high and some lenders may charge a small fee for a same day deposit, however the short term nature of these payday loans actually makes the total amount repaid comparable with lower interest rate instalment loans.

Instalment Loans – Same Day Transfer

There’s a common misconception that because instalment loans are repaid over a longer period that they can’t be issued as quickly as payday loans. Instead, they’re assessed and issued in almost exactly the same way with same day loans now widely available in the instalment loans market. 

If you’d rather spread the costs of your repayments over several months rather than simply clearing the balance on your payday then instalments loans offer a competitively priced credit alternative.

Personal Loans – Same Day Transfer

Personal loans were traditionally available for larger amounts of longer terms, however you can now get these loans paid today if you choose the right lender that can offer instant acceptance based on your loan requirements.

Choose from extended loan periods of up to 24 month depending on your monthly repayment budget and a provider than can offer same day loans to help you overcome your financial shortfall.

No matter what short term loan you feel is best for your circumstances, each one takes minutes to apply for online with same day loans deposited into your account within just a few hours. Most lenders now allow you to track your loans online after creating an account, giving you easy access to repayment dates, payment methods and your outstanding balance.

Example Costs

When it comes to choosing the right loan for your circumstances, cost is king which is why it’s important to compare the interest rates, overall costs and affordability of each option before applying.

Here’s an example of how the costs of different same day loans compare, although the final rates will depend on the terms of your loan and your credit history. 

Same Day Loans Type

Borrowing Amount

Example Interest Rate

Length Of Loan

Monthly Repayments

Total

Payday Loans

$500

292%

1 month

$620.00

$620.00

Instalment Loans

$500

140%

3 months

$206.98

$620.94

Personal Loans

$500

49.9%

6 months

$95.87

$575.22

Auto Loans

$500

69%

18 months

$45.32

$815.67


Am I Eligible For Same Day Loans?

Whilst all same day loans lenders will use their own in-house criteria for assessing applications, at the very minimum you’ll need to be: 

By offering loans paid same day, lenders will want to quickly gather as much information as they can to make to make a fair and positive decision.

To help build up a picture of your circumstances and determine your eligibility, they may use information from your credit history to assess your ability to manage certain types of credit. You may also need to provide your social security details and/or documentation confirming your state of residence.

Ultimately, your eligibility will be determined by your ability to repay what you borrow. As long as you can comfortably afford your repayments, we’re confident you’ll find a lender that meets your individual circumstances.

Apply For Loans Paid Today

Credit Raters does the legwork on your behalf to help you find the most competitive and suitable same day loans in minutes.

Get a personalised comparison by telling us a little bit more about you and the loan you’re looking for. We’ll search hundreds of lenders from our panel and present you with a range of option to choose from based on your circumstances.

To compare your quotes  for a same day loan we’ll need to know: 

You’ll instantly be able to compare loan terms, interest rates, alternative credit limits, fees and more before applying online.

Application Process For Same Day Loans

Once you’ve chosen the lender you wish to use, you’ll need to complete the final steps of their application. You’ll need to let them know about your employment status as well as some more information about your earnings and suggested repayments.

After looking at the affordability of your loan, the lender will usually perform a credit search to assess how you’ve managed credit in the past.

You’ll get an instant online decision and, if accepted before your lender’s daily deposit time, can have funds transferred directly into your account on the very same day.

At A Glance – The Benefits Of Loans Paid Today

Quick Online Application – Complete a short online application in just two minutes to get a decision on your same day loan.

High Acceptance Rates – Many of the loan types that offer same day loan transfers include payday loans instalment loans which both offer high rates of acceptance for applicants.

Rapid Cash Deposits – Potentially receive your funds within just minutes of being accepted ready to tackle whatever emergency you’re facing.

Multi-Purpose Loans – Payday loans same day transfers can be used for any personal spending purpose, so whether you need to consolidate other debts or make immediate repairs to your home, same day loans can help.

Flexible Borrowing – Choose from loans starting from as little as $100 with our same day personal loans panel through to higher credit limits of $1,000+ with longer term personal loans. 

For a free, no obligation quotation on your next same day loans, get a personalised quotation from Credit Raters today.